Urgent warning issues to home owners to avoid 'common' error that could cost thousands

Experts at MoneySuperMarket have issued a stark warning about a simple mistake that could invalidate your home insurance, hitting your pocket hard when you need cover the most.

The team at MoneySuperMarket highlighted the critical importance of maintaining a functioning burglar alarm, noting some insurers could decline claims if your system fails during a break-in.

This issue arises when applying for home insurance; many providers inquire about the presence of a burglar alarm. Insurers could reject a claim if they discover an alarm was declared upon application but didn't work as expected when needed.

The reason behind this strict stance? Insurance companies expect policyholders to take "reasonable precautions" to safeguard their homes and possessions.

Neglecting the upkeep of your burglar alarm may lead to harsh consequences, which is why MoneySuperMarket urges homeowners to regularly check their alarms to prevent such oversights.

They recommend ensuring your alarm is set every time you leave your property — advice that might sound tedious but serves as a precaution against voided insurance claims for not acting with due diligence.

Home insurance providers frequently enquire about the presence of a burglar alarm in customers' homes. If you confirm you have one, and your home insurance is adjusted accordingly, neglecting to maintain it - whether by missing annual services, overlooking faulty sensors, or simply not activating it when leaving your property - could result in your coverage being invalidated.

These concerns have been mirrored on social media platforms, where individuals are seeking clarity on their entitlements based on the condition of their burglar alarms. One person, after scrutinising their home