DWP benefits you can claim when you reach state pension age - full list

A wide range of benefits and payments become available once you reach the State Pension age. Some 8.8m retirees receive up to £678 every pay period through the Basic State Pension.

It's crucial for those nearing retirement age to be aware of certain benefits they can claim from the DWP, as well as discounts on Council Tax, help with heating costs and more. Similarly, those already receiving State Pension payments may not be aware of more than a dozen ways they could potentially increase their current income over the next few months.

Pension Credit is now worth an average of £4,200 a year and typically takes around 50 working days to process, meaning successful claimants could see their first payments arrive before the end of March. If you know an older relative or friend who isn't internet-savvy, lend them a hand to ensure they don't miss out on extra financial support in 2025, reports the Daily Record.

Benefits and discounts available in retirement include:

The State Pension provides a regular taxable income for life once you reach State Pension age and claim it. Some people opt to defer this while they continue working.

It's not means-tested, but the amount received depends on how many qualifying years of National Insurance Contributions or credits have been accumulated. At least 10 years' worth is needed for any State Pension payment and around 35 for the maximum amount - this may be higher for people who were 'contracted out'.

State Pension weekly payment rates 2024/35

Pension Credit currently benefits 1.4 million people across the UK by providing extra money to help with living costs if they are over State Pension age and on a low income. It acts as a 'passport' benefit, offering on average around £4,200 each