Mum's amazing transformation from being cheated on and down to her last 99p to running her own business

When your phone doesn't stop ringing when you are at work and it's your two children trying to get hold of you, even if it's a very busy day, you feel compelled to answer. Nicky Bright was the store manager of a retail outlet with an annual turnover of over £3m, and she was totally immersed in her workday but the persistence of her children, then aged 16 and 21, to get hold of her made her worry.

There was no accident, but it was a phone call that totally shattered Nicky's world and sunk her to the depths of despair and the loss of all she knew. Nicky, 51 and from Cardiff, told Wales Online : "So I take the call and, it happened really quickly, my son said: 'Mum, Dad's having an affair'.Both my children found out before me and I was just: 'Wow, wow, it can't be right'. I even thought my kids were wrong – how could they know he was having an affair?

"It took me about five minutes to get home and the whole time I was driving back I was just constantly thinking I just wanted to find out if this was true." At home Nicky confronted her husband who confirmed it was true and he wanted to leave.

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Nicky said: "The complete shock of thinking: 'Why wasn't I aware of it? What happens next?' This was the only life I've ever known. How would things change now? How could I afford to live on my own with the children and mortgage? It was going to be impossible.

"I cried morning, noon and night for the first eight weeks. I couldn't stop – the feelings I was feeling were so overwhelming. You feel as if you've lost somebody, like they've died, but you also lose yourself too and everything else that goes with that – it was horrific.

"I was