Martin Lewis issues warning to anyone that uses Deliveroo

Money Saving Expert Martin Lewis has issued a warning to Deliveroo users after reports that takeaway food was being offered on finance.

Users were left shocked after they reported noticing a new option at the checkout on the food delivery app for those who may not be able to actually afford it. When heading over to payment options, users are now faced with the choice of whether they want to pay for the food via Klarna.

Klarna is a finance service that doesn't charge interest or implement late fees for delayed payments. The move brought in a wave of criticism, with many suggesting that the app is encouraging shoppers to build up debt during a time of extreme financial uncertainty.

Read more: Passenger describes 'shocking' moment armed police burst onto train in dramatic evacuation of Manchester Victoria

Posting on Twitter, Mr Lewis slammed the app, saying: "Dear @Deliveroo do you really need pump debt as a way to pay for takeaways? Buy Now Pay Later may seem innocuous but it is 1) Not yet regulated 2) Debt, even if done right its 0%.

"Borrowing should only be if NEEDED, for planned one off budgeted purchase, not a cheeky nandos."

Despite its many alluring options compared to other financial services, it's important to note that Klarna has the ability to pass arrears on to debt collectors, increasing financial stress on users that are unable to make the payments. Deliveroo customers will now see Klarna as an additional payment option when they go to pay for their takeaway and will be presented with the three following options:

Consumer rights expert and Mirror columnist Martyn James said: "It's extraordinarily irresponsible to be encouraging people to take out credit for takeaways.

"Failure to repay a credit deal can have